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Review 1/8/2011
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Safeguard financial is a SCAM!!! They promise to settle accounts at a reduced balance and they take their money up front and then 6 months into the program they tell you "oh sorry we don't work with chase you deal with it on your own!" this is with an increased balance because the whole time creditors charge interest rates and late fees!!!! I believe this is a breach of contract we agreed on something and now Safeguard is not following thru with their part of the agreement. I have gone to the BBB and issue a complaint as well I am requesting all my money back so that I am able to take myself out of this mess that they put me and guided me towards. I am dealing with chase taking me to court with current balance and court fees! These people don't care about me or my financial hardship they care about keeping their enrollment and retainer fees- not telling you about the hidden maintenance fee, settlement fees and removal fees-- do you know how much money they make off of us??!! We can simple do the same thing by saving our monthly payment (that is going to safeguard) and letting our bills go for 6 months and then calling creditors up and negotiating ourselves without all safeguard fees. But we are all naive and desperate that we believe these people are actually here to provide a service for us. I will also be in touch with the State General on this if I do not get a full refund!!! I am looking into suing them as well and it is looking good for me. Georgia now has prohibited companies like this from working in their state, Wisconsin, Ohio and Florida are the next states in line and I am doing everything in my power for California to be one of them too!!!
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