Optimum First Mortgage

4.8 star rating Rating - based on 1217 reviews & complaints
Our sheer volume allows us to charge you LESS than our competition! Optimum First is #1 in price and #1 in customer service.  
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Optimum First Mortgage Categories
Mortgage Services

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Customer Reviews, Ratings & Complaints
Review Posted 2/11/2015
Optimum First Mortgage is the best
This is the second refinance we have completed with Optimum First Mortgage. They are a great company to work with. Excellent customer service. Everything was easy to complete. Fast and efficient. Thank you and we look forward to doing business wit... Read More »
Review Posted 6/26/2024
Overall good experience, thanks Peter
I had a good experience. Thanks to loan officer Peter Di Ferdinand for helping me through the process. Peter made sure I was always informed, and replied quickly to questions and documents.
Minus 1 star for an overly nitpicky and drawn out under... Read More »
Review Posted 6/14/2024
Fantastic rates and superior service
I reviewed over 40 websites and applied with over 10 institutional lenders and loan brokers. My goal, refinance my townhome with a low fee loan at a competitive interest rate. Mark Washington and his support team not only met, but exceeded in mee... Read More »
Review Posted 4/15/2024
Best Rates, Excellent Team, Thank you Peter DiFerdinand!
I started my jumbo loan process through Bankrate. Peter DiFerdinand helped me throughout the entire loan process from there. He was very knowledgeable about the ins and outs of loans and helped put my mind at ease multiple times. He provided timel... Read More »
Review Posted 2/13/2024
Jarrett Beach at Optimum First Mortgage - Awesome Service!
My recent home purchase loan was managed by Jarrett Beach and I was very impressed, happy and satisfied by the way how Jarrett handled it thoroughly and quickly without any hassle in less than 30 days. I was also happy on how Jarrett managed to be... Read More »
Review Posted 8/29/2023
Top Notch Service
Excellent service from start to finish. Peter DiFerdinand was timely and professional with all communication and a pleasure to work with. Highly recommend! Read More »
Review Posted 6/29/2023
Jarrett at Optimum - Communicative and Efficient - Highly Recommend!
My recent cash-out refinance was handled by the Optimum First team and I couldn't be happier with the process! Jarrett Beach was my loan officer and he communicated with me throughout and stayed patient with me and my schedule in getting needed in... Read More »
Review Posted 6/3/2023
Best Credit Solution
I had 3 charge offs , school Loan, evictions, late payments on my credit and my credit score was in the low 400’s . Just 3 weeks ago I had no Home , no car and I was not qualified for any type of loan due to my poor Credit. I came across a comment... Read More »
Review Posted 5/26/2023
Jason at Optimum First Mortgage is the best mortgage agent ever!
At first I was a bit skeptical about doing the mortgage process online, but Jason was very easy to work with and got that personal connection that I didn’t miss having a person in front of me physically. If he didn’t answer the phone as I called h... Read More »
Review Posted 4/8/2023
Strongly Recommended
Lexington is a rip-off; I worked with them for almost 2 years with the aim of qualifying for a mortgage at the end of last year. But my target was not met and with last year gone without any tangible achievement, I lost my confidence in them. I tr... Read More »
Review Posted 3/15/2023
Thanks Montee
Montee at Optimum First Mortgage saved us $26,000 per year on our payments when our mortgage rate went up quickly. Even though our business had struggled through Covid-19 and our income had dropped significantly, Montee figured out a program that... Read More »
Review Posted 1/12/2023
Credit Score Raised
I was searching for a way to fix my poor credit online when I came across METRONET CREDIT SOLUTION. I reach out to them via (METRONETCREDITSOLUTION at GMAIL dot COM) and they promised to help me, I made some commitments and we started the process.... Read More »
Review Posted 1/11/2023
Excellent and highly recommend
Had a great experience with Optimum and Peter, he kept me informed every step of the way! There were no surprises during the loan process and we closed on time. Read More »
Review Posted 6/16/2022
Strongly Recommend
I attempted to refinance with two other brokerage companies before contacting Optimum First. These companies had an excellent web presence, but it was virtually impossible to reach someone to help. After failing to lock a couple of times and watch... Read More »
Review Posted 3/24/2022
Excellent, Organized.
It was wonderful working with Jarrett Beach/Optimum First Mortgage.They are a great company to work with.Excellent customer service. Everything was easy to complete. The process was very smooth and stress free. Thanks again. Read More »
Review Posted 3/23/2022
Great rate, quick and easy process from start to finish.
Jarrett Beach was wonderful to work with. Our experience for the refi was hassle free and it went smoothly. Recommend very highly! Read More »
Review Posted 11/3/2021
Three Cheers for Optimum First Mortgage!
I am so happy I did the right thing! I decided to pick up the phone and call Optimum First Mortgage while shopping for our refinance (gsorry to the other three I called) . More importantly, I got to work with Jason Boggs, the Loan Officer who faci... Read More »
Review Posted 9/30/2021
Optimum First Mortgage was great!
I reached out to Optimum First Mortgage after being frustrated with the process time it was taking to get my refi processed through Better Mortgage. I was able to obtain a better rate and working with Rick Wall was easy - my loan was approved in s... Read More »
Review Posted 9/30/2021
Heck yeah I would use them again!!
I was skeptical at first. I filled out a mortgage questionnaire online late night after being jerked around by Wells Fargo. I thought let’s see what else is out there, Wells Fargo sucks to work with but who else would I use?

From the form I fil... Read More »
Review Posted 9/16/2021
Credit Repair
I was recently turned down for a promising job in a reputable firm. According to the recruiting manager, I had passed the first and second phase of the interview, I was told to wait for the third phase of the interview. I was briefed on the salary... Read More »
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Additional Business Information
Hours   Monday - Friday 8:30am - 6pm Sat - Closed Sun - Closed Phone   (877) 816-7846 Address   8900 Warner Avenue
Fountain Valley, CA 92708
Website   http://www.optimumfirst.com Email   robert@optimumfirst.com
Contact   Robert Drenk Other  
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